We all understand that filing for bankruptcy can be a stressful and draining process. However, I have often heard in passing about filing for a specific type of bankruptcy called, “Chapter 7 bankruptcy.” Before writing this blog, I had no idea what that meant. Does “Chapter 7” refer some pop culture reference in a novel? Because of my lack of knowledge, I decided to do a little research so I could understand what Chapter 7 bankruptcy means.
To my surprise, Chapter 7 was not a term pulled from the “great American novel.” Instead, Chapter 7 refers to a portion of the United States Bankruptcy Code. This chapter of the Code deals with liquidation, which describes the process of redistributing the assets and property of some entity to pay back creditors. Chapter 7 bankruptcy is one type of bankruptcy in the United States. Other types of bankruptcy include Chapter 11 and Chapter 13 bankruptcy. Of all of the types of bankruptcy, Chapter 7 is the most common type of bankruptcy in the United States.
Businesses and individuals can both file Chapter 7 bankruptcy. I was more interested in the individual aspect of the liquidation process, so I decided to focus my research on that. For individuals, Chapter 7 bankruptcy does not mean the individuals that files must give up all of their property. Instead, the Code points out that there are certain types of property exempt from liquidation. The types of property that are exempt from Chapter 7 varies from state to state. Ultimately, like most bankruptcy filings, the point of a Chapter 7 bankruptcy filing is to ultimately discharge debts. However, some debts cannot be removed by Chapter 7 bankruptcy like child support obligations, student loans, and fines imposed for some types of criminal conduct.
During my research, I came across a particularly interesting article by Erin Shank that described Chapter 7 bankruptcy in the context of military personnel and veterans. The article explained that United States Congress passed a law in 2005 that was designed to help disabled veterans, military members on active duty, and members of the National Guard get financial relief through Chapter 7 bankruptcy. Through these laws, after the Chapter 7 process, these people can restore security clearances and get housing waivers that are being held by prior landlords.
The ideas and thoughts expressed in this article highlighting that the Chapter 7 bankruptcy process is facilitated by former and current military members let me breathe a sigh of relief. Too often, the brave members of the military are forgotten or neglected in this country. It was refreshing to see legislative action in the form of making a stressful and challenging process like Chapter 7 bankruptcy more accessible for these brave individuals. Those who served our country deserve this.
Doctors are one of the most esteemed professions in the country for a reason: they go through years of schooling to make sure that they’re ready to save lives and help the people that need it the most. We trust doctors and believe that they know what they’re doing because most of them worked hard to get where they are and are very good at what they do. However, not every doctor lives up to this standard. Some of them make mistakes, and sometimes those mistakes, especially when they’re made during surgery, can be life-changing for their patient.
If you’ve been a victim of one of these cases of medical malpractice, it’s essential to know what your rights are and how you can best hold your doctor accountable. It’s very difficult to pursue medical malpractice charges, as there are many factors that must be proven before a judge will convict a doctor. If you or a loved one are pursuing legal action against a doctor, seeking legal help will make your life much easier, and make it much more likely for you to get something for your efforts.
A medical malpractice suit has several key factors that must be addressed for it to be successful. All the evidence that you accumulate must demonstrate one thing: that your doctor or healthcare professional was negligent in their duties. To accomplish this, you must be able to demonstrate that your doctor was the direct cause of your injury. Documenting your capabilities before and after the malpractice is a good way to do this, and getting the testimony of other healthcare professionals will greatly bolster your case. Doctors as a profession have a lot of credibility, so it’s your job to create more credibility for yourself. If you have the support of other doctors and an experienced legal team, this difficult task becomes much easier.
If you have a credible case, you will then reach a settlement or take the case to court. Many medical malpractice cases end in a settlement, where the hospital decides that the legal and PR cost of taking a case to court just isn’t worth it. In this case, you would go into discussions for compensation for your injuries and avoid a prolonged lawsuit altogether.
However, if a settlement can’t be reached and you have to take your doctor to court, a strong legal team is a must. Hospitals make a lot of money and have a personal investment in making sure that their doctors aren’t seen as irresponsible. They will be throwing an elite legal team at you, so it’s essential that your legal team is experienced and ready for these types of situations. Having a strong legal team and irrefutable support and documentation are musts for winning medical malpractice trials in court. If you want to pursue a case, make sure you’re educated on all the ins and outs of the legal process and have a strong case against your doctor that you can back up.
Trees are assets. They also help create an outdoor living environment that is beautiful, healthy and safe, and tree protection, through preventative maintenance, will help in protecting the value of your property.
Trees help in protecting the environment. Aside from producing oxygen, they also reduce smog, intercept airborne particulates, enhancing a community’s respiratory health, promote greater physical activity, reduce stress, improve the quality of life, as well as help meet a city’s regulatory clean air requirements.
Studies show that trees give the following environmental and economic benefits – benefits affirmed by the United States Environmental Protection Agency (EPA):
- They lower blood pressure, slow heartbeat, and relax brain wave patterns;
- They provide inviting and cool areas for recreation and relaxation;
- Trees capture carbon dioxide (CO2), helping reduce the overall concentration of greenhouse gases in the atmosphere;
- They act as natural air-conditioner, lowering the temperature, especially during summer, from 6 to 8 degrees as compared to neighborhoods without trees;
- They reduce residential heating costs from 10-15 percent and residential air-conditioning costs from 20-50 percent;
- Homes landscaped with healthy trees sell more quickly and add as much as 20 percent to a property’s market value;
- A community that is lined with trees increases the value of homes by 25 percent;
- Trees attracting business – people linger and shop longer when trees are present;
- Where a canopy of trees exists, apartments and office spaces rent more quickly; workers also become more productive and there is less absenteeism.
All these make planting and maintaining the health of trees, whether in residential or business areas, an important investment. However, it is wiser to leave tree work to the professionals as do-it-yourself tree care may lead to damaged property, hospital bills, and a ruined landscape since many simply do not have the knowledge, the tools or experience necessary to safely perform tree work.
According to the Hamlin Tree Care, arbor care services are more than just planting trees. Services actually include:
- Tree Pruning & Tree Trimming
- Tree Removal & Stump Removal
- Tree Installation
- Tree Storm Debris Clean Up
- Tree Pest Management (Insect Control)
- Tree Fertilization
- Commercial Tree Services
The Different Kinds of Car Accidents
There may be different kinds of car accidents, but they have the same results. Those who have been involved may sustain traumatic injuries. Vehicles, roads, and utility poles may be destroyed. Traffic may be stalled for numerous hours.
According to the website of Mazin & Associates, PC, those who have been hurt in car accidents may be able to receive compensation for the damages. Though this is the case, it is still better to avoid car accidents completely. The first step to do that is to know their different kinds.
The most basic form of auto accident is the single-vehicle crash, wherein only one vehicle is involved. This mostly happens when the driver somehow loses control of the vehicle. He may lose control because of legitimate errors, but he may also lose control because of reckless behaviors, such as drunk driving and speeding.
A head-on collision occurs when the front ends of two vehicles smash into each other. This is one of the most dangerous kinds of car accidents, because the drivers are near the source of impact and may sustain serious injuries. This type of car accident often occurs when one vehicle veers into the opposite lane.
A rear-end collision happens when the front end of a vehicle crashes into the rear end of another. This mostly happens when a vehicle fails to react on time. For example, if a vehicle suddenly stops or makes a turning movement, the vehicle behind it will not be able to brake on time, resulting into a rear-end collision.
T-bone collisions occur when the side of a vehicle is hit by the front or rear end of another vehicle. This creates a right angle or a letter “T,” inspiring the name. This kind of car accidents often happen when a vehicle runs through red lights on intersections or abruptly goes to the road from a property.
Rollovers or overturns can happen as a crash or as a collision. In the case of crash, they may occur if a vehicle loses control and loses balance during a turn or if it veers off the road and goes down an embankment. In the case of collision, they may occur if a vehicle collides with another vehicle or any obstruction and ends up overturning because of the impact.
With the millions of dollars spent every year on public service announcements to raise awareness on the dangers of drunk driving, it is a wonder that driving drunk still occurs as frequently as it does. Those that willingly choose to drive under the influence and endanger the lives of those around them, deserve to face the criminal consequences that come with it. However, these criminal punishments do not take into account the injuries that victims of the accident have suffered through. As a result, it is imperative for victims of DUI/DWI to find strong legal representation so that they can recover the compensation they deserve for the injuries they suffered.
Driving under the influence of alcohol or drugs is an unforgivable act. With the numerous modern transportation methods, driving drunk and needlessly putting innocent families in danger because of is not acceptable.
Injuries Caused by DUI/DWI
DUI/DWI can cause numerous injuries, from small scratches to even death. Unfortunately, many drunk driving accidents results in serious injuries for both the driver and anyone else involved in the accident. According to the website of the Sampson Law Firm, driving under the influence of drugs or alcohol exponentially raises the likelihood of a fatal accident. Countless studies have shown that alcohol and drugs dramatically reduces reaction time, vision, and cognitive function, all of which is imperative to operating a motor vehicle. Some of the most common injuries caused by a drunk driver include:
- Broken Bones
- Psychological Trauma
- Brain Damage
These are only a few of the countless injuries that can be incurred because of a DUI/DWI. Motor vehicles on average weigh well over 3000 pounds, and that amount of mass colliding with anything will undoubtedly cause immense damage.
Workplace-related accidents are common, and when a person sustained injuries in his or her workplace, he or she might find it hard to provide the daily financial needs of his or her family. In 2014 alone, an annual report of the U.S. Bureau of Labor Statistics revealed that there were approximately 3 million workers who sustained injuries or illness in their workplace.
Contractors and employers are required to provide training to their workers for them to practice safety precautions at all times while in the construction site. Such training might include proper use of heavy equipment, machinery inspections, and importance of wearing safety equipment. However, workers are still likely to get injured in construction accidents even they are properly trained or have exercised safety measures. The Clawson & Staubes, LLC: Injury Group website says that slips and trips are the most common kind of construction accidents. Slip and trip accidents in construction are actually preventable if workers are observant and do necessary preventive measures whenever they see irregularities in their workplace.
Workers should make sure that the walking or working surfaces are clutter free and even. Notify fellow workers upon seeing an area where accident may likely occur. Clutters like wood shaving dust, and other tools can cause slip injuries. Wet floors should be immediately dried or place temporary barriers to a wet floor while waiting to dry. Make sure that the working area has sufficient lighting for workers to have clear visibility of their surroundings. When using a light that is plugged to an electrical outlet make sure that the cord is taped to the floor or run it overhead to prevent other workers from tripping. Injuries like, broken bones, fractures, sprain, and head injuries are common in slip and trip accidents.
A worker who had been injured in a workplace accident should immediately report it to his or her employer. Construction workers who were injured in their workplace tend to suffer financial loss as they often require days or weeks for them to go back to work.
Based on the website of this Houston personal injury attorney, medical negligence is usually associated with injuries induced by negligent or inexperienced physicians, nurses, emergency medical specialists (EMTs), and other healthcare specialists. Such incidents frequently have fiscal penalties and serious real. As someone must pay the expense of fixing such faults, this can be legitimate for both victims and hospitals and it naturally should not slide on about the individual who was injured because of it. You will find occasions, though, where a healthcare facility might, therefore, be named in a personal injury lawsuit, and may also be not deemed diligent.
Generally, a hospital has many rights against responsibility, positioning much of the burden to the health professionals they’ve on-staff. Where the damage actually happened since the doctor is just a consultant, and therefore not an employee of a health care facility medical malpractice lawsuits against physicians generally don’t are the hospital.
Additionally, whilst the clinic may be called together of the defendants for the incompetent, careless, or irresponsible behaviour of its workers such as nurses, orderlies, EMTs, and pharmacists, it could, however, escape liability when the participating doctor was present at that time the damage happened or otherwise had the ability to prevent the disregard from occurring.
About the other hand, a medical facility may be used liable for any doctor-connected medical malpractice if it can be tested that it can have an employer/employee partnership with all the doctor, or if the doctor was obviously incompetent and also the hospital still maintained her or him on-staff. A clinic may also be accountable for medical negligence when the clinic should have known that the formerly capable physician had for whatever reason halted to function as usual or realized or turned hazardous to the people i.e. failing vision.
Preventing allegations of hospital negligence is part of the rules that regulate the healthcare industry, which is highly complex and subject to interpretation when it comes to litigation. If you think that the clinic is the main reasons why you suffered a preventable injury while confined or beneath the treatment of clinic staff, you must consult an accidental injury attorneys with encounter in hospital neglect and medical malpractice. Your incidents are not your fault and you ought to not need to suffer more since another person failed within responsibilities their jobs or requirements.
Mesothelioma is a type of cancer that manifests itself only after it has developed to a stage wherein treatment is no longer possible. The major cause of this deadly and chronic cancer is asbestos, a kind of mineral that became widely used (in the US) from the start of the 20th century until the 1990s. The characteristics of asbestos, which made it a perfect component in the manufacture of so many kinds of products, were its: resistance to damage that can be caused by electricity, chemicals, fire and heat; elasticity; abundance; affordability; and, strength.
Asbestos is used in the manufacture of products, like mats, fabrics, generators, steam pipes, bricks, cement, brakes and clutches, hot water piping, gaskets, turbines, flooring and roofing materials, drywall joint compound, fire retardant coatings, lawn furniture, etc. Workers who used, and were exposed to, it included miners, processing plants workers, electricians, construction site workers, plumbers, machinists, electricians, and workers in shipyards. In the 1940s, during World War II, shipyard workers numbered to about 4.3 million workers, including a great number of enlisted personnel from the US Navy; they were exposed to thousands of tons of asbestos as they worked to build ships and make insulate piping, steam turbines, steam engines, and boilers.
Asbestos, though remarkably useful, causes deadly effects, mesothelioma being one of these. Mesothelioma, however, is not immediately evident, taking decades, about 40 years or more, before its symptoms appear (there are others, however, who suffer the hardship caused by mesothelioma much faster due to their exposure to greater amounts of asbestos).
The dangers caused by asbestos became known in 1964; the first asbestos lawsuit, however, was not filed until 1969. This lawsuit, wherein the plaintiff was Clarence Borel, now serves as a landmark decision in all asbestos-related lawsuits in the US. The lawsuit was decided in 1973 in favor of Borel; however, he did not live long enough to hear the verdict himself.
In 2002, about 730,000 asbestos or mesothelioma lawsuits were filed against 8,400 companies by those seeking compensation from the firm that exposed them to the toxic mineral. The number of firms defending a mesothelioma lawsuit against claimants grew to more than 10,000 in 2013.
People reap what people sow – this is a truth that cannot be reversed or traded in for anything else. If you plant an apple tree, you can’t expect to be able to make a cherry pie from that. The same can go for every other aspect of life – including negligence. Now, some accidents are truly inescapable or are due to uncontrollable circumstances and there is no one to blame for them. This is not always the case, unfortunately, as a lot of accidents are caused by the negligent actions of another party. Sow negligence; reap consequences – and sometimes, the people who pay for it had merely been there at the wrong place at the wrong time.
It has been stated by personal injury lawyers in Massachusetts that should a person fall victim to such situations, they are then eligible to seek legal action. The effects of an accident brought by negligence can be more devastating than what is obvious from the surface level. Things like car accidents, medical malpractice, and construction site accidents fit into the category of personal injury – and the after effects of those kinds of situations are rarely ever pretty.
You think car accident, you think perhaps of physical injury or casualties – but it goes even deeper than just that, and the same can go on for every other kind of personal injury lawsuit. It gets exceptionally personal as the effects can ripple into not just a physical thing that you need to recover from but there are also the medical expenses that need to be taken care of. A physical injury that requires extensive medical procedures will mean time off from work, which means a loss of wages. Sometimes, these kinds of accidents can even temporarily or permanently disable them the rest of their lives.
These effects do not just touch the victim directly but also their family as well as their closest friends. There is no imagining the kind of grief and stress that suffering from such an ordeal can bring upon innocent, unsuspecting civilians. That is why it is so important for the victim or the surviving beneficiaries of the victim or the legal guardian of the victim to seek out legal repercussions in order to receive compensation for the best transition to normalcy possible.
Sow legal action; reap justice.
Diabetes can be one of the most debilitating health conditions to live with. In the United States, most people are diagnosed with Type-2 diabetes, better known as ‘non-insulin dependent diabetes’. This means that there is an irregularity with how glucose is distributed throughout the body that instead of going to the cells, the sugar goes to the blood. This can mean serious health complications such as severe dehydration caused by urinating too much and too often or even heart failures that cause cardiac arrest.
There is available medication in order to control this condition so that the person suffering from it can live a life as normal as possible. One such drug known in the market right now is called Actos. Some have claimed it to be the safer option to that of Avandia, another drug often used in the treatment of Type-2 diabetes. However, citing information provided on the website of defective pharmaceutical lawyers Williams Kherkher, there has been new recent evidence that points Actos as a possible cause of bladder cancer.
If diabetes is difficult to live with, cancer is doubly more so than that as this is one of the most deadly illnesses known to man. This condition is incredibly difficult to treat and often costs a lot of money. It is not right that a patient must opt to pay so much more than just money for taking a drug meant to relieve him or her of their diabetic condition. Therefore, if you or someone you know should develop bladder cancer due to the intake of Actos, legal action is highly advised.
Stress is undeniable come the diagnosis of cancer and the expenses for medication and procedures needed are often extremely high and almost just as debilitating as the illness itself. The process of acquiring financial compensation for the expenses that are, without a doubt, going to be a reality of this new medical circumstance will be tedious and stressful to deal with – and any one suddenly acquiring a sickness of this nature is in enough stress as it is.